Stripe takes a percentage plus a fixed fee every time a payment succeeds. Split a booking into four instalments and you pay that fixed fee four times instead of once. Enter your numbers below to see the fee on each payment, what actually reaches your bank, and what the split costs you compared with taking the whole amount up front. No sign-up.
Collecting on the dates is the work. Planpacer takes the deposit, charges each payment when it falls due, retries the ones that fail and reminds the customer before each date. It runs on your own Stripe account, next to whatever booking flow you already use.
Ask about setupStripe's charge has two parts. The percentage applies to whatever amount goes through, so four charges of £300 attract the same percentage as one charge of £1,200. The fixed fee is the only thing that repeats. On a UK account that fee is 20p, which means a four-payment plan costs 60p more than a single payment on a £1,200 booking.
It is charged on the amount, not on the number of charges, so the split makes no difference to it.
Once per successful payment. Adding a payment to the plan adds one fixed fee.
Twelve payments of £20 give the fixed fee something to bite into. On a £1,200 booking it disappears.
An international card at 3.15% costs far more on a £1,200 booking than any number of extra fixed fees.
Planpacer is an independent product built on Stripe Connect. It is not a Stripe product and it is not affiliated with Stripe. The rates here are Stripe's published prices, quoted so you can plan against them.
Failed payments cost nothing at Stripe, so a retry that succeeds is charged once. Disputes are billed separately and refunds do not return the original fee. If your account is on custom pricing, or you use a payment method other than cards, your numbers will differ from the defaults here.
Slightly. Stripe charges a percentage plus a fixed fee on every successful payment. The percentage lands on the same total either way, so the only extra cost is the fixed fee on each additional payment. A UK account splitting a booking into four payments pays three extra fixed fees of 20p, so 60p in total.
One fixed fee. That is 20p on a UK Stripe account, 25 cents on a euro account and 30 cents on a US account. The percentage rate does not change, because it applies to the amount charged rather than the number of charges.
It depends on the country your Stripe account is registered in and the card the customer pays with. A UK account pays 1.5% plus 20p on a standard UK card, 2.5% plus 20p on a European card and 3.15% plus 20p on an international card. Currency conversion adds 2% on top. Every rate in the calculator is editable, so you can enter whatever your account is actually charged.
Yes, 1% per successful payment-plan transaction, on top of the standard Stripe fees your account already pays. There is no monthly subscription. Setup is a concierge launch from EUR 199. You can switch the Planpacer row on and off in the calculator to see the difference.
You. The money moves through your own Stripe account, so payouts, refunds and disputes stay with you exactly as they do today. Planpacer never holds the funds and never stores card details.
The defaults were read from Stripe's published pricing pages for the UK, Ireland and the United States on 30 July 2026. Stripe changes its pricing from time to time and your account may be on custom rates, so check your own pricing and edit the rate fields if the numbers differ.
Send us the plan you just priced. We will set it up on your Stripe account so the deposit and every payment after it collect themselves.
Ask about setup