# Stop losing bookings to big upfront payments

PlanPacer is payment plan software for high-value bookings. Create a payment-plan link, collect the deposit today, and let instalments collect automatically, with no invoices, chasing, or spreadsheets. Customers reserve now and spread the cost, while PlanPacer collects each instalment automatically.

- Collect a deposit today, automate the rest
- One checkout link, no customer account needed
- Everyone sees the same clear schedule

## From awkward admin to automatic instalments

Most businesses still split payments by hand. PlanPacer turns that into one link and a schedule that runs itself.

**Before PlanPacer:** customer asks to split the cost, you manually calculate instalments, send invoices or bank details, chase late payments, and lose track of who owes what.

**After PlanPacer:** create a payment plan, send one checkout link, the customer pays the first instalment, future instalments are collected automatically, and everyone can see the schedule.

## What a payment plan looks like

Set a deposit, instalment dates and a final balance. PlanPacer collects each payment on schedule.

- **£900 workshop** — 3 × £300: £300 today, £300 next month, £300 before the event.
- **£2,400 retreat** — 30% deposit today, then the balance split into payments before arrival.
- **£1,200 course** — 4 × £300: four monthly payments across the length of the course.

## Payment plans for high-value bookings and services

Built for businesses that take large bookings offline and want a clear, automatic payment schedule.

- [Payment plans for retreats](https://planpacer.com/payment-plans-for-retreats): let guests reserve with a deposit and pay the balance before arrival.
- [Payment plans for workshops and courses](https://planpacer.com/payment-plans-for-workshops): spread a course or workshop fee across simple monthly instalments.
- [Payment plans for venues and event suppliers](https://planpacer.com/payment-plans-for-venues): take a booking deposit and stage the balance toward the event date.
- [Payment plans for boutique hospitality](https://planpacer.com/payment-plans-for-hospitality): replace deposit reminders with a structured schedule guests can trust.
- [All use cases](https://planpacer.com/use-cases)

## How PlanPacer works

Keep your booking process. PlanPacer creates the link, collects the first payment, and automates the rest.

1. **Create a payment plan.** Enter the total, the deposit, and the instalment dates. Pick a 2, 3 or 4-part split.
2. **Send one checkout link.** The customer reviews the full schedule and pays the first instalment on a hosted checkout.
3. **Instalments collect automatically.** PlanPacer collects future instalments on schedule, retries failed payments, and keeps the status current.

## A schedule for your own bookings, not a lender

PlanPacer helps you collect your own booking payments over time. It is a scheduling tool, not a money provider.

- PlanPacer does not lend money.
- PlanPacer does not pay merchants upfront.
- Businesses create payment schedules for their own bookings and services.
- Payments are processed by established payment infrastructure (Stripe).
- PlanPacer manages the schedule, customer view, reminders, and payment-plan status.

## Pricing

Concierge launch from €199. PlanPacer configures your account, branding, first live plan, and email templates so you are ready to take payment plans. Then 1% per successful payment-plan transaction, plus standard payment processing fees. No monthly subscription.

## Frequently asked questions

### Is PlanPacer a lender?

No. PlanPacer does not lend money and does not pay you upfront. You create a payment schedule for your own booking or service, and each instalment is collected from your customer on the dates you set.

### Can I use it for deposits and final balances?

Yes. Take a deposit today and schedule the remaining balance for any later dates you choose, such as before an event or arrival.

### Do customers need an account?

No. Customers pay through a hosted checkout link and can view their full payment schedule through a private link.

### What happens if a payment fails?

PlanPacer retries the payment automatically and keeps you informed, so you can follow up if needed. The schedule and plan status stay up to date.

### Can I use it with my existing booking process?

Yes. Keep your current booking form, email or website. Send a PlanPacer payment-plan link whenever a customer is ready to reserve and pay.

### What does it cost?

Concierge launch from €199. We configure your account, branding, first live plan and email templates. After that it is 1% per successful payment-plan transaction, plus standard payment processing fees.

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**PlanPacer** is payment-plan software that collects deposits, instalments and final balances through Stripe, on a schedule the business sets. It is not a lender and not buy-now-pay-later. Pricing: concierge launch from EUR 199, then 1% per successful payment-plan transaction plus standard Stripe processing fees.

Canonical page: https://planpacer.com/
More: https://planpacer.com/llms.txt