# Collect retreat deposits now and final balances later

Collect retreat deposits now and final balances later through Stripe. Planpacer schedules the payments so you do not have to chase invoices manually.

## Why final balances get messy

- Bookings sit in different states: some guests paid a deposit, some paid in full, some owe a balance.
- Manual invoices need chasing, and every reminder is admin.
- Bank transfers need reconciling against the right guest and booking.
- Late payments close to the retreat date create real financial risk.

## A clean deposit and balance flow

1. **Create the plan**: total, deposit percentage, and the balance date (for example 14 days before arrival).
2. **Send the link**: the guest sees the full schedule and pays the deposit on a hosted checkout.
3. **Collect later**: the balance (or instalments) charge automatically on the dates you set.
4. **Watch exceptions**: failed payments retry automatically and you are told what happened.

## What Planpacer is and is not

- It is a payment schedule layer on top of your own Stripe account.
- It is not a booking engine; keep your existing booking form or process.
- It does not replace your legal terms; your cancellation policy stays yours.
- It works alongside existing tools rather than replacing them.

## Frequently asked questions

### Can I collect a retreat deposit and charge the final balance later?
Yes. Take a deposit today and schedule the balance for any later date, such as before arrival.

### Can I choose the final balance due date?
Yes. You set every date in the schedule.

### Can I split the final balance into instalments?
Yes. Split the remaining amount into up to four scheduled payments.

### Is this the same as a Stripe subscription?
No. A payment plan is finite: a set number of payments with an end. Subscriptions bill forever until cancelled.

### Can guests see the payment schedule before paying?
Yes. The full schedule is shown at checkout before any payment is made, and guests keep a private link to it.

### Do I still need a booking form?
Yes, keep whatever booking process you have. Planpacer handles the payment schedule, not the booking.

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**Planpacer** is payment-plan software that collects deposits, instalments and final balances through Stripe, on a schedule the business sets. It is not a lender and not buy-now-pay-later. Pricing: concierge launch from EUR 199, then 1% per successful payment-plan transaction plus standard Stripe processing fees.

Canonical page: https://planpacer.com/collect-retreat-deposits-final-balances
More: https://planpacer.com/llms.txt